●6-week programme·18h total·7 modules

Digital Asset Compliance and AML for Financial Institutions

To equip practising compliance and AML professionals in traditional financial institutions with the specialist knowledge, practical tools, technical literacy, and operational frameworks necessary to design, implement, manage, and continuously improve a compliance programme that is fit for purpose in a financial services environment with material exposure to virtual assets, digital payments, and the broader digital asset ecosystem.

What you'll learn

Identify, classify, and assess virtual-asset-related financial-crime risks specific to your institution's product, customer, and geographic profile
Design a risk-based AML/CFT programme compliant with FATF R.15, POCAMLA, and the Kenya VASP Act
Build and operate a KYC/CDD framework for customers who use or interact with virtual assets, including EDD and beneficial-ownership analysis
Implement and calibrate a transaction-monitoring programme with on-chain analytics integration
Execute Travel Rule compliance obligations and manage unhosted-wallet risk

Who it's for

Chief Compliance Officers (CCOs), Money Laundering Reporting Officers (MLROs/AMLROs), Deputy MLROs, AML Analysts, KYC Officers, Compliance Managers, Financial Crime Investigators, Risk Officers, and Legal Counsel at Commercial Banks, Microfinance Banks, Payment Service Providers (PSPs), Mobile Money Operators, Fintechs, Saccos with digital payment infrastructure, Money Remittance Operators, and any financial institution that interacts with, services, or is materially exposed to virtual asset activity. The programme is designed for professionals who already hold compliance responsibilities and seek to deepen their competency specifically in the digital asset dimension of their role.

Prerequisites

Existing compliance responsibility assumed. The programme does not teach foundational compliance concepts.

Programme structure

7 modules · 32 lessons · self-paced after enrollment

Week 1

Introduction

Statement of Programme Philosophy, Goals and Delivery
Purpose of the Programme
Expected Learning Outcomes
Mode of Delivery

Week 2

The Digital Asset Financial Crime Threat Landscape

Scale and nature of VA financial crime
ML typologies — technical deep dive
Personal and institutional liability framework
Kenya's national AML/CFT architecture and the FRC

Week 3

Building the Risk-Based Compliance Framework: From Risk Assessment to Programme Design

Risk-based approach principles
Institutional Risk and Residual Assessment (IRRA)
Compliance Risk Appetite Statement
Compliance Programme Architecture
Governance: Board, EXCO, and Compliance Committee governance obligations

Week 4

KYC, CDD, and the Customer Lifecycle in a Virtual Asset Environment

The Legal foundation of KYC/CDD Obligations
Customer Identification and Verification
Enhanced Due Diligence (EDD) - Triggers, Process and Documentation
Simplified Due Diligence (SDD)
Ongoing KYC and the Customer Lifecycle
KYC Technology: Platforms, Automation, and quality

Week 5

Transaction Monitoring, Investigation, and Suspicious Transaction Reporting

Transaction Monitoring System Architecture
The Alert management workflow
The Suspicious-transaction investigation
The Suspicious Transaction Report: Filing, Quality, and the Tipping-off Prohibition

Week 6

The Travel Rule, Sanctions Compliance, Third-Party Risk, and Correspondent Banking

The FATF Travel Rule: Full Operational Implementation
Sanctions Compliance in a Virtual Asset Environment
Third-Party and Correspondent Banking Risk

Week 6

Building and Sustaining the Compliance Programme: Governance, Testing, Reporting, and the Compliance Roadmap

Compliance Programme Testing and Quality Assurance
Management Information and Board Reporting
Staff Training Programme Design
Regulatory Examination Preparation and Management
The Compliance Programme Readiness Self-Assessment
Final Compliance Programme Design and Presentation (Group Assessment)